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JUNIOR MORTGAGE BANKER: I Worked My Way UP

About this video 

Oliver, a junior mortgage banker, spends his typical day making phone calls to potential customers to see if they would like to refinance their homes or buy a new home. He got into this business through his cousin, who got him his first job in the industry. From there he has worked his way up through several companies.

Job Title: Junior Mortgage Banker

Job Summary: Loan Officers

Job Description

Loan officers evaluate, authorize, or recommend approval of loan applications for people and businesses. Most loan officers are employed by commercial banks, credit unions, mortgage companies, and related financial institutions.

On-the-Job Training

Moderate-term on-the-job training

Certification Requirement
Recommended by the American Bankers Association.

Quick Facts

Average salary
Average salary
National Statistic Change Location
Confirm
$30,000 - $115,000
Projected job growth
Projected Job Growth
10 to 20 percent
Typical schedule
Typical schedule
Full-time
Typical workplace
Typical workplace
Office, Indoor
Personal qualities
Personal Qualities
People skills, Problem solving skills, Detail oriented, Mathematical skills, Organizational skills

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P3.instances[0].transcript.parse_transcript_data({"transcript":"<p><span m='590'>Hi.</span> <span m='850'>My</span> <span m='970'>current</span> <span m='1290'>job</span> <span m='1680'>is</span> <span m='2140'>a</span> <span m='2710'>mortgage</span> <span m='3390'>banker.</span> <span m='4320'>I</span> <span m='4390'>work</span> <span m='4700'>for</span> <span m='4970'>a</span> <span m='5040'>company</span> <span m='5340'>in</span> <span m='5420'>Newport</span> <span m='5820'>Beach.</span> <span m='6410'>And</span> <span m='6730'>I</span> <span m='6850'>help</span> <span m='7290'>get people</span> <span m='8200'>homes,</span> <span m='9230'>help</span> <span m='9490'>get</span> <span m='9620'>them</span> <span m='9740'>into</span> <span m='9860'>houses.</span> </p><p><span m='10530'>I</span> <span m='10630'>go</span> <span m='10770'>to</span> <span m='10830'>my</span> <span m='10940'>desk.</span> <span m='11760'>I</span> <span m='11900'>make</span> <span m='12110'>a</span> <span m='12190'>lot</span> <span m='12530'>of</span> <span m='12620'>phone</span> <span m='12910'>calls.</span> <span m='13310'>I</span> <span m='13370'>follow</span> <span m='13710'>up</span> <span m='13840'>with</span> <span m='13950'>a</span> <span m='14000'>lot</span> <span m='14190'>of</span> <span m='14250'>potential</span> <span m='14700'>customers,</span> <span m='15730'>and</span> <span m='16530'>I</span> <span m='17240'>ask</span> <span m='17520'>basic</span> <span m='17860'>information</span> <span m='18420'>to</span> <span m='18490'>see</span> <span m='18640'>if</span> <span m='18760'>I</span> <span m='18830'>can</span> <span m='18980'>help</span> <span m='19150'>them</span> <span m='19300'>lower</span> <span m='19500'>their</span> <span m='19790'>mortgage</span> <span m='20230'>payment</span> <span m='21550'>either</span> <span m='21720'>by</span> <span m='21870'>doing</span> <span m='22050'>a</span> <span m='22100'>refinance</span> <span m='22690'>or</span> <span m='22760'>see</span> <span m='22880'>if</span> <span m='22980'>they're</span> <span m='23120'>interested</span> <span m='23430'>in</span> <span m='23560'>purchasing</span> <span m='24020'>a</span> <span m='24060'>new</span> <span m='24310'>home.</span> </p><p><span m='25030'>Well, I</span> <span m='25290'>actually</span> <span m='25580'>got</span> <span m='25770'>lucky.</span> <span m='26200'>A</span> <span m='26300'>cousin</span> <span m='26600'>of</span> <span m='26700'>mine</span> <span m='27460'>was</span> <span m='27720'>in</span> <span m='27880'>the</span> <span m='27960'>business.</span> <span m='29410'>And</span> <span m='29980'>I</span> <span m='30060'>needed</span> <span m='30350'>a</span> <span m='30420'>job,</span> <span m='30710'>so</span> <span m='30840'>she</span> <span m='31000'>got</span> <span m='31160'>my</span> <span m='31270'>foot</span> <span m='31470'>in</span> <span m='31550'>the</span> <span m='31630'>door.</span> <span m='32030'>And</span> <span m='32170'>then</span> <span m='32310'>I</span> <span m='32369'>kind</span> <span m='32570'>of</span> <span m='32630'>worked</span> <span m='32830'>my</span> <span m='32950'>way</span> <span m='33160'>up</span> <span m='33300'>through</span> <span m='33460'>one</span> <span m='33640'>company,</span> <span m='34560'>went</span> <span m='34730'>to</span> <span m='34840'>another</span> <span m='35090'>company,</span> <span m='35530'>and</span> <span m='35730'>then</span> <span m='36050'>my</span> <span m='36160'>current</span> <span m='36470'>company.</span> <span m='38050'>And</span> <span m='38325'>yeah,</span> <span m='38600'>it's</span> <span m='39090'>been</span> <span m='39270'>a</span> <span m='39320'>pretty</span> <span m='39710'>rewarding</span> <span m='40140'>experience.</span> </p><p><span m='41070'>Well,</span> <span m='41300'>it's</span> <span m='41470'>a</span> <span m='41560'>whole</span> <span m='41730'>different</span> <span m='42010'>language</span> <span m='42370'>when</span> <span m='42500'>you</span> <span m='42580'>start</span> <span m='42940'>talking</span> <span m='43270'>about</span> <span m='43500'>mortgage.</span> <span m='44100'>And</span> <span m='45540'>it's</span> <span m='45730'>very</span> <span m='45940'>scary</span> <span m='46290'>for</span> <span m='46430'>some</span> <span m='46640'>people,</span> <span m='47430'>you</span> <span m='47530'>know</span> <span m='47660'>stuff</span> <span m='47960'>like</span> <span m='48150'>interest</span> <span m='48570'>rates</span> <span m='48910'>and</span> <span m='49030'>things</span> <span m='49250'>like</span> <span m='49460'>that.</span> <span m='51570'>It</span> <span m='51680'>can</span> <span m='51770'>be</span> <span m='51860'>a</span> <span m='51920'>lot</span> <span m='52130'>for</span> <span m='52430'>people</span> <span m='52720'>to</span> <span m='52790'>wrap</span> <span m='52990'>their</span> <span m='53100'>brains</span> <span m='53430'>around,</span> <span m='53760'>and</span> <span m='53870'>so</span> <span m='55750'>basically</span> <span m='56160'>stuff</span> <span m='56440'>like</span> <span m='56660'>that.</span> </p>","file":{"id":360266,"video_id":"3229823346001","name":"2082-Oliver-p-JrMorgageBanker","duration":57331,"thumbnail_url":null}});